Your Focus Account: Insurance That Works for You

Go paperless, pay online, and access your policy 24/7 — no calls needed. 

MY FOCUS ACCOUNT

Why Create an Account?

We’re building even more tools so you can manage your insurance with less hassle. 

Manage Your Policy
Update your coverage Review policy details Make changes anytime
Make Payments
Set up auto-pay Pay your bill View your payment history
View Important Documents
Download your ID Card Check policy info Retrieve important documents with ease
Easy & Convenient Self Service
Empower yourself with 24/7 access to all your insurance needs

Create an Account or Log In Now!

WAYS TO PAY

Make a Payment - No Login Needed

Fast, secure payment for your auto policy. 

Make a Payment
We Accept:
All transactions are encrypted & secure.

FILE A CLAIM

Fast, Easy, and Clear 

We’ll help you get started—just give us a call. 

Damage?

Let’s get your claim and solution started

Start Your Claim 

We’ll guide you every step of the way.  

800-779-2103

Mon–Fri: 6am–8pm CST | Sat–Sun: 8am–5pm CST

Need to email us?

New ClaimsMailing AddressP.O. Box 23410, Nashville, TN 37202

Ready To File a Claim?

Call to file claim

OUR CLAIMS PROCESS

What to Expect

Step 01
Talk To Us
Call in and we’ll walk you through your claim. 
Step 02
Snap & Submit
We’ll send you a secure link to take photos—no need to wait for an adjuster. 
Step 03
We Review
Our team quickly reviews your info and gets things moving. 
Step 04
We Resolve
We stay with you through every step until your claim is resolved.

Visit the Claims Section of our FAQs for more information.

Your claim is handled by your insurance company, First Acceptance Insurance Company, a trusted partner with over 50 years of experience. Focus Auto Insurance is your service team - here to guide you from start to finish.

CLAIMS FAQs

Common Questions About Claims

Need help fast? Here are some quick answers to our most frequently asked claims questions. For more details, check out our full FAQ section.

Got more questions? Visit our FAQ for all the answers.

ABOUT US

Focus: Insurance That Works For You

We know insurance can be confusing. Our job is to make it easier - to explain it, simplify it, and put you in control.

About Focus Auto Insurance

We created Focus for one reason: to make auto insurance work better for real people. Whether you’ve had coverage before or this is your first time, we’re here to make things simple, clear, and built around your needs.

No fine print

Just straightforward coverage.

Manage everything online

Anytime, Anywhere.

Claims that moves fast

Because insurance should work for you, not the other way around. 

A Strong Foundation Behind Focus

Focus Auto Insurance is backed by FAIC, a trusted insurance company with 50+ years of experience. We deliver a fresh digital experience while FAIC underwrites the policy and handles the behind-the-scenes operations like underwriting and claims.

✔ Founded in 1969 – decades of reliability.

✔ Seamless teamwork – Focus handles the service, FAIC backs the coverage.

✔ Claims that move fast – because insurance should work for you, not the other way around.

CORE VALUES

What Matters Most at Focus

Clarity
No fine print - just simple, easy-to-understand information
Control
24/7 access to your policy, so you're always in charge
Built Around You
Designed to fit real needs, with tools that work for your life.
Energy & Innovation
New ways to make insurance faster, simpler, and more convenient.

NEED HELP?

Help is Just a Click or Call Away!

Reach out in the way that works best for you.

© 2025 First Acceptance Corporation. All rights reserved.
3813 Green Hills Village Drive, Nashville, TN 37215
Affiliated entities of First Acceptance Corporation: First Acceptance Insurance Company, Inc. First Acceptance Insurance Company of Tennessee, Inc., First Acceptance Insurance Company of Georgia, Inc., First Acceptance Services, Inc., and First Acceptance Insurance Services, Inc. d/b/a Focus Auto Insurance and Focus Auto Insurance Solutions. The information contained herein is for general informational purposes only.